Morehead State University's dental insurance plan is self-insured. The plan is administered by Delta Dental Plans of Kentucky. Two dental plans are available to full-time employees: 1) Delta Premiere (Indemnity) and 2) Delta Preferred (PPO). Delta Preferred is a Preferred Provider Organization (PPO) plan that requires utilization of dentists in the Delta Preferred network. The Preferred plan provides coverage for two types of dental services that are not covered under the Premiere plan. They are orthodontics and prosthetics. Using a dentist that does not participate in the Delta Preferred network will result in a reduction of benefits.
Plan Rates and Summaries
How to Search for a Participating Dentist
Go to Delta Dental’s Web site at www.deltadentalky.com. On the home page under the “Searching for a Dentist” section, click on “Dentist Search.” Choose either the Delta Dental Premier or Delta Dental PPO (two plans offered by MSU) the click “Select Product.” Continue following the easy step-by-step instructions.
Delta Dental Vision Discount Program
EyeMed offers discounts to Delta Dental members for prescription eyewear and Lasik or Photoreactive Keratotomy (PRK) services. For details on discounts and participating providers, go to www.eyemedvisioncare.com/deltadental. Remember to use your Anthem health insurance for eye exams.