MSU's retirement benefits help you build long-term savings and a source of income after you retire from the University. The faculty and staff retirement plans provide opportunities for you to plan for your future today. Employees will participate in one of four retirement plans. For retirement plan details, click on one of the plans listed below. Additionally, employees may supplement their university retirement plan by contributing to a 403b retirement plan on a voluntary basis.
Kentucky Employees Retirement System - (KERS) for employees in positions that do not require a Bachelor's Degree.
Kentucky Employees Retirement System-Hazardous - (KERS-H) for Public Safety Officers and other qualified Public Safety employees.
Kentucky Teachers' Retirement System - (KTRS) for employees in positions requiring a minimum of a Bachelor's Degree.
Optional Retirement Plan - (ORP) for employees in positions requiring a minimum of a Bachelor's Degree for new employees hired after July 1, 1996.
Voluntary Supplemental Retirement